If you’re a freelancer or working for a company, you probably know that business days and work hours can vary by region, industry, and more. This can be confusing for people new to the workplace, as well as people who aren’t familiar with the specifics of their company. In the United States, 260 work days … Read more
Credit card balance transfers offer consumers a way to consolidate their debt and lower their interest rates. However, it’s important to be aware of all the terms and conditions before using a balance transfer card. If you do decide to move your balance, be sure to pay off the debt before your low-rate period ends! … Read more
If you’re looking to save more for retirement or reduce your tax burden, a cash balance plan may be an option worth considering. They’re a great way to maximize the amount of money you can contribute to a 401(k) plan, pre-tax. They’re also a good option for small business owners who aren’t ready to adopt … Read more
If you carry a high balance on credit cards, transferring those balances to a credit card that offers 0% interest for a promotional period can be a smart way to save money on interest. The best balance transfer cards offer introductory 0% APR periods on transferred debt that are anywhere from 12 to 21 months … Read more
Green Dot is a retail and direct bank with a broad set of financial products to consumers and small businesses. Its proprietary technology enables faster, more efficient electronic payments and money management. It also offers robust money processing services, tax refunds and cash deposits. The company’s banking as a service (“BaaS”) platform powers a growing … Read more
Do you want to fool your friends and family members by faking a huge bank balance? These apps can help you do that. These fake bank account balance pranks are fun to play and can make anyone laugh out loud. They also give you the chance to bluff your friends and show them thousands of … Read more
The double declining balance method is a form of accelerated depreciation. It is commonly used to depreciate fixed assets more heavily in the early years. This technique involves calculating the depreciation rate at twice the straight-line method percentage multiplied by the beginning book value each period. The depreciation expense is then added to the accumulated … Read more
Balance transfers can be an effective way to consolidate debt. However, they do have some drawbacks that you should consider before deciding to use one. Typically, balance transfers require you to pay a fee to transfer your debt. That fee is generally a percentage of the amount transferred. Also read: Discover it Balance Transfer Credit … Read more
Discover it balance transfer is one of the best cards for transferring credit card debt. It offers an introductory 0% APR on balance transfers and rewards. It also has strong customer service and identity alerts to help you avoid fraudulent charges. It also replaces lost or stolen cards with free overnight shipping. Also read: capital … Read more
Debt consolidation can be a great way to streamline your finances. It’s all about taking multiple debts and putting them in one place where you can make regular payments. Balance transfer credit cards and personal loans are two ways to accomplish this goal. Whether you choose to consolidate with a credit card or loan depends … Read more