If you’re a real estate investor or manager, you’ve probably heard of the term “Net Operating Income” or “NOI” formula. It is a key metric used in real estate investment analysis to evaluate the profitability of a property. This article will discuss the basics of Net Operating Income, its formula, and how to use it … Read more
If you have a Green Dot card, you can check your balance online or via text message. You can also reload your card with cash at participating retailers and financial service centers. This card is a good option for those who don’t want to pay traditional bank fees or worry about overspending with a credit … Read more
If you’re looking to save more for retirement or reduce your tax burden, a cash balance plan may be an option worth considering. They’re a great way to maximize the amount of money you can contribute to a 401(k) plan, pre-tax. They’re also a good option for small business owners who aren’t ready to adopt … Read more
The double declining balance method is a form of accelerated depreciation. It is commonly used to depreciate fixed assets more heavily in the early years. This technique involves calculating the depreciation rate at twice the straight-line method percentage multiplied by the beginning book value each period. The depreciation expense is then added to the accumulated … Read more
Common size analysis expresses each line item on a single year’s financial statement as a percentage of some base amount. On balance sheets, the base value is usually total assets; on income statements, it is net sales or revenues. Common size statements can be useful for financial managers and investors to see how a firm’s … Read more
If you’re looking for ways to save on interest charges, it’s important to pay off your credit card balance in full each month. If you don’t, you can end up paying a lot of interest over time. Capital One offers a number of enticing balance transfer cards with 0% introductory APRs. However, you should pay … Read more
If you’re interested in understanding how to calculate annual rate of return, you’ve come to the right place. In this article, you’ll learn how to find the real rate of return on a bond. This is important because you’ll need to know the rate of return to determine whether you can afford to invest in … Read more